Showing posts with label tithing. Show all posts
Showing posts with label tithing. Show all posts

Sunday, October 19, 2008

A Provocative Question or, So...What Is the Proper Tithe on $700 Billion?

This sermon was heard at the First Presbyterian Church in Berryville, Arkansas on Sunday October 19, 2008, the 29th Sunday of Ordinary Time.

Exodus 33:12-23
Psalm 99
1 Thessalonians 1:1-10
Matthew 22:15-22

May the words of my mouth and the meditations of our hearts be acceptable to you, O Lord, our rock and our redeemer. Amen

There is an old saying that religion and politics are two things best not discussed in public. In for a penny, in for a pound I say. We talk about religion all the time. In truth, I hope we talk more about faith than religion, but we do talk about religion. So today as we discuss rendering unto Caesar what belongs to Caesar, there is no way we can avoid talking about politics.

This is the time in the service of the worship of God when we read and interpret scripture. Reading and interpreting campaign speeches and debate transcripts will not bring glory to God, at least not in this setting. On the campaign trail there is talk of who is trustworthy with taxes and spending, and who is not. There is talk of who will bring change and who will be the hero of the same-old-same-old. There is talk of who is at fault and who is not. But I think with that one there is more than enough blame for everyone. All in all, it’s completely unnecessary for me to tell you how politically charged this last year has been, and these next two weeks will be.

And I don’t have to tell you that one of the elephants in the poling place will be the national economy, and this is where we return to our reading from Matthew.

The Pharisees and the Herodians meet Jesus in the temple and begin trying to corner him with flattery, “Teacher, we know that you are sincere, and teach the way of God in accordance with truth, and show deference to no one; for you do not regard people with partiality.” In any con game, and this is a con game, this is called “setting the mark.” The Pharisees and the Herodians are setting Jesus up for the kill, literally.

Tripping their snare they ask, “Tell us, then, what you think. Is it lawful to pay taxes to the emperor, or not?”

Jesus knew what they were doing. He knew their malice and their hypocrisy. He even asked why they were testing him. They thought there was no answer that would not trap him and get him into trouble with someone, and the Pharisees and the Herodians wanted Jesus trapped.

Our Lord is fully human and fully divine. I imagine in a fully human response to this challenge, Jesus was not impressed with their snare. Can’t you just see him sigh and oh so slightly shake his head?

Jesus asks for the coin to pay the tax and someone gives him a denarius. He asks, “Whose head is this, and whose title?” On the denarius is the image of the emperor and his full title, “Tiberius Caesar, Son of the Divine Augustus Pontifex Maximus.”[1] What belongs to the Emperor is to be given to the Emperor… and what belongs to God is to be given to God. The trap is disarmed. The Pharisees and Herodians, knowing they have been bested, went away in amazement.

Folks often quote scripture saying, “Render unto Caesar what belongs to Caesar.” Scripture affirms the value and need for the political state. The Reformed Confessions, one of the tools used by Presbyterians to interpret scripture, also affirm the value and need for the political state. In the 1930’s Swiss theologian Karl Bart wrote, “The State has by divine appointment the task of providing for justice and peace.”[2] I would only assume that the state would also have the power to assess taxes to provide justice and peace by this divine appointment.

Let us all beware, those of us with political power and those of us without. This paragraph goes on to warn “[This divine appointment] calls to mind the Kingdom of God, God's commandment and righteousness, and thereby the responsibility both of rulers and of the ruled.”[3] So beware, rulers will be judged as the one responsible for the wellbeing of the people. And let everyone else beware too, those who are ruled will be judged as those responsible for the wellbeing of the government.

If you have ever attended any worship service in any October or November, you have heard a message about what it means to render unto God what is God’s. But that is not today’s message. Today I want us to consider this question: Since God ordains and installs governments, what is the state obligated to return to God? How should it be returned? And what are the obligations of those who rule and those who are being ruled? What are the rich and the powerful and the poor and the powerless to do?

Bestselling author Thomas Cahill offers some thought on this question. “For those at the bottom their only ‘obligation’ (if that is not too strong a word) is to trust in God’s mercy. But the obligation of those on top is to exhibit God’s mercy toward those who have nothing.”[4]

Using the example of our Lord as a model, Cahill writes, “Jesus keeps two audiences clearly in view; the poor and the miserable; and those who, because they are neither poor nor miserable, have a religious obligation to stand in solidarity with those at the bottom of the heap.”[5] These are the obligations of the people and of the political state; those who rule and those who are ruled. How this is to be done is another matter entirely.

Last week I put a provocative question on our outdoor sign, “So…What’s the proper tithe on $700 billion?” As you know, the inspiration for this question comes from the “Emergency Economic Stabilization Act of 2008,”[6] the $700 billion financial market bailout.

According to the act, the Secretary of Treasury is directed to acquire mortgages, mortgage backed securities, and other assets secured by residential real estate. It also authorizes the Secretary to use loan guarantees and credit enhancements to facilitate loan modifications to prevent avoidable foreclosures.”[7] Under this act, the secretary also “prescribes requirements for purchase and sale of assets using market mechanisms in a manner that will minimize any potential long-term negative impact on the taxpayer.”[8]

Allow me to paraphrase my understanding of this bill: Congress has authorized the Secretary of Treasury to purchase up to $700 billion of bad mortgages, bad mortgage backed securities, and other assets secured by residential real estate. And that number can go up. I have heard some pundits say the final cost of the bailout could end up between $1 and $5 trillion.

So how did our economic system get here? According to Nobel Prize winning economist Joseph Stiglitz, [9]

“The troubles we now face were caused largely by the combination of deregulation and low interest rates… Low interest rates and easy access to funds encouraged reckless lending, the infamous interest-only, no-down-payment, no-documentation subprime mortgages. It was clear that if the bubble got deflated even a little, many mortgages would end up under water—with the price less than the value of the mortgage. That has happened—12 million so far, and more every hour. Not only are the poor losing their homes, but they are also losing their life savings.”

This is the technical cause with its oh so real effects. But it does not help us grasp the culture that created this answer. In an article answering questions about the bailout, Time.com asked whether the legislation as it stands allows Wall Street executives to keep their bonuses or not.[10] Quoting:

“The Bush Administration says it needs [to allow executive bonuses] to encourage executives to get their cooperation, and that clamping down on their pay would only hurt their willingness to get on board.

What would the Sage of Omaha, Warren Buffett say about this deal? He got more concessions from a $5 billion stake in Bear Sterns than the government got with $700 billion.[11] More importantly, what would Jesus say about this deal? How do executive bonuses measure up to the obligation of those on top to exhibit God’s mercy toward those who have nothing?

Paraphrasing Galatians, Thomas Cahill writes, “Jesus told the Galatians not to go ‘snapping at one another and tearing one another to pieces’ (which some of them must have been doing). Even though ‘you were called to be free, do not use your freedom as an opportunity for self-indulgence, but be servants to one another in love, since the whole Law [of Moses] is summed up in a single commandment: Love your neighbor as yourself.’”[12]

Are these troubled financial institutions exhibiting God’s mercy? Do these leaders love their neighbors as they love themselves? No, this is the powerful and probably rich taking care of the suddenly not quite as rich who are suddenly not quite as powerful either. They have used their freedom for self-indulgence, not for the glory of God.

How does the state respond? It is the state’s vocation by divine appointment to provide for justice and peace. In its dealings with this crisis, the state appears more concerned with profit and loss for big companies than with justice and peace for the poor. Remembering the ancient story of the Maccabees, Cahill could have been talking about this plan when he writes how the temple leaders “had betrayed God and built ‘with blood a city of vanity,’ a city that robbed the poor to fatten the rich.”[13]

Nobel Economist Stiglitz says one of several things that must to happen to stem this economic tide is a forced conversion of this debt to equity. If this is done, the amount of government assistance that will be required will be much reduced.[14] The way this is being handled in the congressional bailout is by the government buying old bad securities pumping new dollars into the banks that made these loans. Then when these loans are worth something again, they will be resold to the banks.

This would increase assets and reduce bad debts for the mortgage lenders that made some very poor decisions in the first place. It would ultimately reward the very people who wrote all of these bad loans. I have another idea about how to reach this same goal.

I ask, at least from an accounting stand point, if it would not be as beneficial to use this money to purchase these bad debts and create equity not for banks, but for individuals. What if these funds paid down actual mortgages instead of paying mortgage backed securities? What if the equity that was gained was for individuals, for people, for citizens, and not for corporations? What if we used these funds to stabilize communities instead of stabilizing companies?

What if these funds not only put money in the banks, but put equity in the hands of individuals, particularly the poor? It would seem to meet Stiglitz’ plan, what it would not do is save those who tried to make money selling and reselling the paper these mortgages were written on.

It seems unrealistic. Forgiving individual debt would be tough. Purchasing mortgages and forgiving debt sounds outrageous. Some would say that it would be impossible, it can’t be done. That’s the point. This is the tithe God requires. The tithe God requires is not simply financial, it has very little to do with dollars, particularly in this circumstance. It has to do with changing our attitudes to invest in communities instead of companies. It has to do with people not things. It has to do with building and rebuilding roads, bridges, and infrastructure, not with paying the almighty dividend.

Cahill says, “[Jesus] was, in the mind of his followers and in his own view, ‘a prophet mighty in deed and word before God and all the people,’ the last of the prophets, the direct inheritor of the mantle of Amos, Isaiah, Jeremiah, Micah, and the whole long train of terrible figures who demanded the impossible—all of whom were shown to have been, in hindsight, far more realistic than their supposedly saner, more balanced contemporaries.”[15]

As I speak this morning, the polls for the American general election open in sixteen days, and in Arkansas early voting opens tomorrow. So let me say now I am not going to tell you how to vote in the coming election. There are many reasons why. For me, the most important reason is that telling you how to vote is the wrong thing to do as your pastor. Telling you how to vote is not a good pastoral move.

We come from politically different poles, and that’s just fine. I wouldn’t have it any other way. I believe that by our system of government, we are all endowed with the privilege of entering the voting booth and voting our best judgment and our conscience.

Therefore I give you this charge before you enter your poling place, get informed. Make an informed decision. A Time Magazine piece on Karl Barth published in the early Sixties said, “[Barth] recalls that…he advised young theologians ‘to take your Bible and take your newspaper, and read both. But interpret newspapers from your Bible.’”[16] Be informed, but let scripture inform your view of the world, not vice versa.

Be prayerful in your consideration of candidates and issues as you vote. Ask yourself “What would Jesus do?” and follow the conviction laid upon you by the Holy Spirit. This is what our Lord expects and this is how our constitution calls us to act in our vocation as citizens.

The Carroll County News says the answer to the tithe question is $70 billion. This is the traditional answer. It goes all the way back to Abram and Melchizedek in Genesis 14. Many people, including some of my seminary friends, have said, “Boy, imagine what the church could do with $70 billion?” But the question I asked was about the proper tithe, not the traditional. The Lord expects this tithe and our tithes to be more than cash.

This morning we confessed “We have been taught that to serve you is to obey you. At times fidelity to others gets in our way…We confess our mixed allegiance. Have mercy upon us as we face obligations, and reclaim us from error when we obey not your will.”[17] We make this confession again; turning away from this attitude is the proper tithe God requires. God commands that all of us, every individual one of us and the political state hear the prophet mighty in deed and word.

Again quoting Cahill, “[The Apostle Paul] is downright rabid on the subject of economic equality. He is not so unrealistic as to expect that all members of the community should have the same income, but he will have no part in treating anyone according to income. ‘In the Lord—that is, within the community of believers—everyone is to be treated equally.’”[18] The proper tithe is a turn from an attitude of self-serving economics toward justice and mercy.

This is the tithe our Lord requires. It is to trust in God’s mercy and be instruments of God’s mercy. It is to realize that we all have obligations to one another, and as we meet these obligations, as persons and as a nation, we render unto God what is God’s.

[1] Hare, Douglas R. A., Matthew: Interpretation, A Bible Commentary for Teaching and Preaching. Louisville, KY: John Know Press, 1993, page 253-4.
[2] Barth, Karl, “The Theological Declaration of Barmen” paragraph 22 found in “The Book of Confessions, The Constitution of the Presbyterian Church (U.S.A.), Part I.” Louisville, KY: Office of the General Assembly Presbyterian Church (U.S.A.), 2004, section 8.22. “Barman” was written by Karl Barth during a meeting of a group of German church leaders. When introduced it was accepted without amendment.
[3] Ibid
[4] Cahill, Thomas, “Desire of the Everlasting Hills, The World before and after Jesus.” New York: Nan A. Telese/Anchor Books, A Division of Random House, 1999, page 84.
[5] Ibid.
[6] THOMAS, Library of Congress, http://thomas.loc.gov/cgi-bin/bdquery/z?d110:HR01424:@@@L&summ2=m&#summary, retrieved October 12, 2008. Its full title is: “A bill to provide authority for the Federal Government to purchase and insure certain types of troubled assets for the purposes of providing stability to and preventing disruption in the economy and financial system and protecting taxpayers, to amend the Internal Revenue Code of 1986 to provide incentives for energy production and conservation, to extend certain expiring provisions, to provide individual income tax relief, and for other purposes.”
[7] Ibid Section 109
[8] Ibid, Section 113
[9] Stiglitz, Joseph, “Nobel Laureate: How to Get Out of the Financial Crisis.” Time.com, http://www.time.com/time/business/article/0,8599,1851739,00.html?imw=Y, retrieved October 14, 2008.
[10] Thompson, Mark, Time Magazine Online, “7 Questions About the $700 Billion Bailout.”
http://www.time.com/time/politics/article/0,8599,1843941,00.html, retrieved October 14, 2008. Italics mine.
[11] Ibid, Stiglitz, http://www.time.com/time/business/article/0,8599,1851739-2,00.html.
[12] Ibid Cahill, page 135, italics original in text
[13] Ibid page 42
[14] Ibid, Stiglitz, http://www.time.com/time/business/article/0,8599,1851739-2,00.html.
[15] Ibid Cahill pages 91-92
[16] Time Magazine, May 31, 1963, cited from The Princeton Seminary Library, Center for Barth Studies, http://libweb.ptsem.edu/collections/barth/faq/quotes.aspx?menu=296&subText=468, retrieved October 12, 2008. The quote’s bracketed information is found that way in the website’s text.
[17] Kirk, James G., “When We Gather, A Book of Prayers for Worship, Revised Edition, For Years A, B, and C.” Louisville, KY: Geneva Press, 2001, page 119
[18] Ibid Cahill page 142, italics original in text

Sunday, November 04, 2007

Spiritual Disciplines-Giving

This sermon was delivered at the First Presbyterian Church in Berryville, Arkansas on Sunday November 4, 2007, the 31st Sunday of Ordinary time.

Habakkuk 1:1-4, 2:1-4
Psalm 119:137-144
2Thessalonians 1:1-4, 11-12
Luke 19:1-10

May the words of my mouth and the meditations of our hearts be acceptable to you, O Lord, our rock and our redeemer. Amen

Public services are a necessary part of our lives and they have to be paid for and we pay for them by taxes. And maybe, just maybe, the only thing worse than paying taxes is collecting them. I believe the county assessor’s office would confirm this.

In August of this year, Eureka Springs’ tax collections were just shy of $110,000. This was 22% under projections and 10.5% under the approximate $124,000 collected in August of last year. According to the council, there was good news though; figures indicated that September’s projection of $144,000 appeared to have been met. And there was great rejoicing on the west side of the King’s River.

To quote the newspaper, “Eureka Springs City Commissioner Hahn noted that a number of shops are closed, which likely affects collections.” I guess that whole you can’t get blood from a turnip thing applies here.

Later in the meeting, Commissioner Alvin Byrd asked for a copy of letters sent to delinquent businesses, saying that he had received complaints about their harshness. City Advertising and Promotions Commission Executive Director Jim Williams said the 30-day notice simply asks if the person had forgotten to pay their taxes, and the 60-day notice is more “matter of fact,” than harsh.[1]

It just can’t be a joy to collect taxes. Even so, the very words “Tax Collector” cause even the most honest and diligent to shudder. But at least we don’t pay our taxes to some middle manager who runs a private state sanctioned tax collection service. This is how taxes were collected in the hinterlands of first century Rome.

As a first century assessor and clerk, Zacchaeus was in charge of collecting taxes for Rome. As the head tax collector he was responsible for paying the estimated taxes to Rome in advance, and then collecting the taxes.[2] This becomes a losing proposition for a collector when people don’t pay their taxes. But you can’t tell that to Rome. Rome says pay up and the head tax collector pays up, in advance.

Imagine how this would work in our case from Eureka Springs…imagine the city Alderpersons being told to pony up the difference between the estimated and collected taxes for August. This would have come to more than $30,000 split between the six of them. That’s over $5,000 apiece. So if it’s your job to collect the taxes, you had better collect the taxes because if they don’t get paid by the merchants, it’s coming out of your pocket. The good news for the commissioners though was in months where collections exceeded the estimate, the surplus is profit. That profit would be the commissioners’ salary.

This is why first century tax collectors would gouge the people who paid their taxes. They knew there would be some fat times and some lean times, so they made sure there was more than enough fat to cover the lean.[3]

It almost gives you a grain of pity for the hard work faced by the first century tax collector. Almost.

Zacchaeus was a man. He was a head tax collector and he was short and he was rich and he was reviled by his people. And like every other tax collector, he overcharged on the taxes he collected because he knew what would happen if he didn’t. But as a head tax collector, he had junior collectors who did the dirty work with the people while he did the work with the big boys in Rome. And through this, he became rich. And as a son of Abraham, he was truly reviled by his people, the Jews, who made him rich doing Rome’s dirty work.

He was a collaborator. He was not a patriot.

Just being seen with Zacchaeus would make you guilty by association.

But this doesn’t stop Jesus.

Jesus calls to Zacchaeus, “Hurry and come down, for I must stay at your house today.”

Zacchaeus was so happy that Jesus, the Lord, would come to his house that he says, “Look, half of my possessions, Lord. I will give to the poor; and if I have defrauded anyone of anything I will pay back four times as much.”

Here’s a man who has changed, a man who has repented, just because he broke bread with Jesus.

What do the people say? What do they grumble? “Jesus has gone to be the guest of one who is a sinner.”

In changing, in repenting, in turning, Zacchaeus takes his earthly wealth and first dedicates it to the Lord by helping the poor and then by making restitution to those whom he has wronged.

There was never a better result on “The People’s Court.”

Zacchaeus responds to the call of the Lord by giving. He gives to the poor and rights the wrongs he has committed. Jesus affirms his repentance saying, “Today salvation has come to this house.”

Jesus found the lost and the lost found Jesus.

That’s the way it was meant to be.

It’s still the way it was meant to be.

And in response to the meal we eat with the Lord, the meal he invited us to share, the meal he gave to us, we are called to give.

Zacchaeus sacrificed much of his fortune when he gave his wealth in response to the presence of the Lord. He gave half, and probably more than half of what he had in the name of Jesus.

In Genesis, we receive the concept of tithing when Abram gives one-tenth of his wealth to Melchizedek, the King of Jerusalem, after they share a meal of bread and wine.[4] Zacchaeus’ response to Jesus’ meal leaves that one in the dust.

But giving is not a competition, it’s a spiritual discipline.

Last week I talked about praying as a spiritual discipline. Prayer is not only how we communicate with God, but it is how God communicates with us. As the old saying goes, communication is a two way street, we have to listen as well as talk to communicate.

This week, I want us to consider stewardship, specifically giving, as a spiritual discipline. I have talked about Zacchaeus’ sacrificial gift of his personal treasure. But there is more to sacrificial giving than this.

Zacchaeus gave much, but Jesus gave more. Jesus sacrificed the social structure of the community by eating with a fellow Jew who was also a Roman collaborator.

Jesus sacrificed his personal status as a man of authority by being seen with this lost soul.

Jesus sacrificed his rabbinical authority by acknowledging the short man as a child of Abraham.

Jesus sacrificed his standing with the masses by seeking the lost.

Jesus sacrificed his power by saving the lost.

It makes writing a check seem somehow lacking by comparison.

Jesus as we know would give so much more. He identified with us joining the community of faith when he was baptized by John. He instituted this meal we share today, a meal which was foreshadowed when Abram was fed by Melchizedek and when Abram fed the three men by the Oaks of Mamre.[5] A meal the Lord shared with Zacchaeus on an ordinary day, a day not unlike this one.

And Jesus gave even more.

As you know, recently Marie has been suffering not only with the effects and side effects of Crohn’s Disease; she has also been suffering from challenges faced with treating the disease. In particular, she needs intravenous medications and her veins are as straight as a road map of Arkansas. There are some strait roads on the main routes, but for the most part it’s a twisty-turny mess in there. As you also know, she got a port that allows a single regular site to receive the IV medications, but it acted up too. She was very upset and the only person more frustrated about her veins than her was the nurse at the hospital who couldn’t get a vein on her to save his life.

Just a note before going on, all is well with the port. On Friday it worked like a dream. Praise God!

Anyway, I started quoting a line out of a song when she would go in for blood tests and medication, “Give blood/But you may find that blood is enough.”[6] Anemia is a side effect of the Crohn’s but I got to tell you, Marie has been giving so much blood over the past few months that there’s no wonder her anemia has reached epic status.

“Give blood/And there are some who'll say it's not enough.”

Jesus gave blood, and sweat, and toil, and tears, that we may approach the throne of glory. Jesus gave himself, he emptied himself of his Godly life that he may come and share life with us. He emptied himself of his intimate relationship as a part of the triune God that he may experience life in intimate relationship with us.

Giving is a spiritual discipline. And sure enough, you’ve heard and you will continue to hear you’ll hear televangelists, General Assembly moderators, Presbyterian fundraisers, pastors, and church treasurers say give. This message is heard so often that we begin to think to ourselves “give blood and there are some who’ll say it’s not enough.”

Just being seen with Zacchaeus would make you guilty by association. Being with us Jesus became guilt for us. He gave all that he was. He gave himself for us. He gave himself to seek out and save us.

Without despair let us remember, that as much as we give, it can never surpass what has been given to us. Jesus gave blood, and it was exactly what needed to be given. Can we give anything in return that would begin to match what we have been given? No, we can’t. Still, Jesus is our model of giving as a spiritual discipline. And we are called to respond to him through our giving.

[1] Long, E. Allen, “CAPC recommends ‘Ree’ Slane for vacancy; tax collections hit target in September,” Carroll County News, October 5, 2007, http://carrollconews.com/articles/2007/10/05/news/we2.txt, accessed November 3, 2007
[2] Bamberger, B. J., “Tax Collector,” in “The Interpreter’s Dictionary of the Bible.” George Arthur Buttrick, Dictionary Editor. Nashville: Abingdon Press, 1962, 21st Printing 1992, electronic version 2004.
[3] Ibid.
[4] Genesis 14:17-24
[5] Genesis 18:1-8
[6] Townshend, Pete, “Give Blood,” from “White City: A Novel” Atco Records, 1985.